According to Kaiser Health News, more and more people are buying gap insurance plans, or “insurance for [your] insurance,” as one customer described it.

That’s because some of the plans people are signing up for have very high deductibles—up to $6,000. The gap insurance plan might cost $50 a month and help cover a some of that deductible from the original plan. According to Kaiser, 90 percent of plans bought this year under the Affordable Care Act had deductibles above $3,000.

And even if a person qualifies for a subsidy to help offset some of those costs, businesses are still bearing a lot of the cost of rising insurance costs. Gap plans might work for them, too, to help keep those costs away from employees.

Check out what some customers have said are the pros and cons of buying gap plans at Kaiser Health News.